BLIK is a Polish mobile payment method that allows customers to make real-time online payments by entering a one-time 6-digit code generated in their banking app. To go live with BLIK in payever, you need both a payever account and a payment service provider that supports BLIK (e.g. PPRO).
Category: Bank transfer (mobile-based)
Customer type: B2C
Payment flow: Redirect with code entry
Markets: Poland only
Currencies: PLN
Refunds: Supported (full & partial)
Chargebacks: Not supported
Payout time: ~1 business day
Customer experience
The customer selects BLIK at checkout.
A field appears where the customer enters the 6-digit BLIK code.
The customer opens their banking app to generate the code.
The customer enters the code and confirms the transaction in the app.
The payment is processed in real-time.
Refunds
Supported: Yes
Partial refunds: Yes
Refund processing time: Up to 5 business days
Customer action required: No
Bank coverage
BLIK is supported by nearly all Polish banks, including:
PKO Bank Polski
mBank
ING Bank Śląski
Bank Millennium
Santander Bank Polska
BNP Paribas
Alior Bank
Credit Agricole
Plus Bank
Getin Bank
Nest Bank
…and more
Prices
We pass on all BLIK fees to you with no surcharge. If you already have a BLIK agreement with your payment provider, the conditions agreed will be retained when you switch to payever.
How to install BLIK in your payever account
To configure BLIK, first open the Checkout app. You can do this by clicking the Checkout symbol under Business Apps, or by clicking Manage or Open in the Checkout section.
You will find the Payment Options tab in the navigation bar on the left.
Then click on + Add.
Now a list of different payment methods will appear. Locate BLIK and click Install.
After the payment method is installed successfully, click Open.
Once opened, you will be asked to enter your BLIK credentials. These credentials (such as Merchant ID, API key, or Payee ID) are provided directly by your payment provider and must be entered here to activate BLIK in your payever account. Click Connect to confirm.
Settings
After returning to payever, complete a few additional settings and then click Save and Done.
Merchant covers fees: Here you can choose whether the merchant or the customer should pay the payment fees. You may pass the fees on to the customer, but please note that in many countries it is legally required to offer at least one free payment method (e.g. prepayment or direct debit) if you decide to charge for BLIK.
Redirect to the store after payment: This setting ensures your customers are redirected back to your shop after successfully completing the payment. We recommend enabling this option.
Display Settings
You can configure how the payment method is presented to your customers during the checkout process. This includes customizing the display text and logo, defining the countries in which the payment method is available, and setting minimum and maximum transaction amount limits.
These settings allow you to ensure that the payment method is shown only to the appropriate customers and under the desired conditions.
Click here to learn more about how to adjust and manage these display settings.
How to activate BLIK in your payever account
You can activate or deactivate the payment method at any time in your payever account under Checkout App > Payment Options. If you deactivate BLIK using the toggle switch, it will automatically be removed from your shop without requiring any changes on your side (and vice versa).