Bizum is a mobile payment method widely used in Spain, directly connected to the customer’s bank account. Through their banking app, customers can make real-time payments simply by entering their phone number. Bizum is highly popular in the Spanish market and supported by almost all major banks.
Category: Bank transfer (mobile-based)
Customer type: B2C
Payment flow: Redirect with mobile number entry and app confirmation
Markets: Spain
Currencies: EUR
Refunds: Supported (full & partial)
Chargebacks: Not supported
Customer experience
The customer selects Bizum at checkout.
They enter their mobile number registered with Bizum.
The customer opens their banking app and receives a payment request.
The transaction is confirmed in the app.
The payment is processed in real-time.
Bank coverage
Bizum is supported by nearly all Spanish banks, including:
Banco Santander
BBVA
CaixaBank
Banco Sabadell
Bankinter
Kutxabank
ING España
Unicaja Banco
EVO Banco
and many more
How to install Bizum in your payever account
Open the Checkout app in your payever account (via the Business Apps dashboard or via Manage/Open in the Checkout section).
Click on Payment methods in the left-hand navigation.
Click on + Add to see the list of available payment methods.
Find Bizum in the list and click Install.
After installation, click Open.
Enter the credentials provided by your acquirer or Bizum provider and click Connect.
Settings
Adjust the settings as needed and click Save and Done.
Display Settings
You can configure how the payment method is presented to your customers during the checkout process. This includes customizing the display text and logo, defining the countries in which the payment method is available, and setting minimum and maximum transaction amount limits.
These settings allow you to ensure that the payment method is shown only to the appropriate customers and under the desired conditions.
Click here to learn more about how to adjust and manage these display settings.
How to activate Bizum
You can activate or deactivate Bizum anytime via Checkout > Payment options by toggling the switch. The payment method will automatically disappear or appear in your shop – no changes in your shop system are required.