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payever Capital - Flexible Merchant Financing

  • Updated

payever Capital is a new financing service available to merchants directly through the payever platform. In partnership with YouLend, businesses can access fast and flexible funding to support liquidity, growth, inventory, or investments — fully digital and without dealing with traditional, lengthy processes.

Depending on the merchant’s preferences, different repayment models are available:

  • Revenue-based Repayment (Cash Advance)
    • Financing amount: €1,000 to €1,000,000.
    • Repayment through a fixed percentage of the merchant’s sales volume.
  • Fixed Payments
    • Financing amount: €1,000 to €1,000,000.
    • Repayment through fixed weekly installments.
  • Flexible Funding
    • Short-term financing for investments in equipment or assets.
    • Repayment is flexibly adapted to the purpose of financing.

Application

To enable payever Capital as a financing option in your payever Account, please follow these steps:

1. Login to your payever account and click on the payever Capital widget:

Capital_1.jpg

2. In case you do not see the payever Capital widget on the dashboard click on edit in the Business Apps widget to enable it.

3. Apply for a B2B loan by clicking on the left button in the payever Capital widget or on Learn more for additional information.

4. The window with the application form opens to enter additional information about your business:

Capital_2.jpg

5. After submitting your application you will receive the result directly from YouLend and can see the status of your loan in the transactions app as any other order processed by payever.

Key Benefits

  • Apply directly from your payever account.
  • Fast decision-making with high approval rates.
  • Flexible repayment models adapted to business needs.
  • Financing amounts from €1,000 up to €1,000,000.

Availability

  • Germany

  • United Kingdom (UK)

  • France

  • Spain

  • Poland

  • Denmark

  • Netherlands

  • Belgium

  • Ireland

  • USA

Eligibility

  • Available for B2C & B2B merchants in any industry (only for businesses, not consumers).
  • Minimum of 3 months of sales history.
  • Financing amount depends on turnover, repayment capacity, and risk assessment.
  • Repayment either via percentage of daily sales or fixed weekly amounts, depending on the selected model.

Notes

  • Financing applications and repayments are handled directly by YouLend.
  • The financing decision is based on sales data and other business information.
  • Repayments are automatically deducted according to the selected model.

 

 

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