What is a payever widget?
Our widgets allow you to display the payment conditions and monthly rates for installment plans even before a customer initiates the checkout process of your shop. In general, widgets are therefore directly placed on a product page and inform the customers about possible installment plans for the specific product that is being displayed at that moment. If desired, it is further possible to offer an immediate and separate checkout on the actual product page (“Finance Express”) - in addition to the regular checkout of your shop.
For what payment options are the widgets available?
Our widgets are currently only available for Santander Installments (Germany, Denmark, Sweden, and Norway) and Santander factoring (Germany). There are no widgets for other payment options.
Where can I find the widgets and how do I implement them?
Open the checkout app (either directly via the checkout icon in quick access bar or via the "open" button in the checkout module).
Click on the "Channels" tab.
Here you will find all available forms of widgets - the functionality is always quite similar, the 4 variants (text, button, dropdown rate calculator and 2-field rate calculator) differ mainly in their visual design.
(Examples show different countries - content varies by country and financial product)
Click on the desired variant to edit details (e.g. 2-field rate calculator).
Now configure your widget according to your preferences. You have to configure the following settings:
- Payment methods
Choose for which payment option/ payment product you want to show the widget. You can also specify the price interval in which the respective widget should be displayed (e.g. option A for products up to €/kr x, option B for products between €/kr x and y, and option C for products priced above €/kr y). To do this, click on "Edit" and then enter the desired upper and lower limit (please note that you must stay within the limits granted to you by Santander for this particular option - if your limit for a certain option is e.g. kr 10.000, you can not set the limit to 12.000 here).
- Add ons
You can choose Finance Express", "Overlay" and "None". If you select "None", there is no clickable link in the widget. If you select the overlay as an add on, an overlay with further information will pop up when clicking on the widget. Finance Express is a kind of "express checkout" that guides your customers past the normal checkout process. If you use one of our plugins, please note that it is unfortunately not possible in all shop systems to use the Finance Express to generate an order in the shop system - in case of doubt, please contact firstname.lastname@example.org if you have any questions in this regard.
- General settings
Here you can choose whether you want to sort the rates in ascending or descending order. For text and button widgets, only the highest (descending) or the lowest (ascending) rate will be displayed, whereas when using one of the two calculators, the customer can always see all rates, with the highest (descending) or the lowest (ascending) being preselected. In case you are choking to use the widget with an overlay, note that an overlay always includes a calculator, so if you for instance use a text widget with an overlay, your customers can still view the other available rates via the overlay.
If you have activated Finance Express, you can also choose where the Finance Express should be displayed (on the right, left or top edge of the page, or centered in the middle of the page).
- Design settings
Last but not least, you can adjust the pixel width of the widget and the color scheme. Please also set the widget to "visible", otherwise it will not show. With "Reset settings" you can return to the default design at any time if you are not satisfied with your results.
Note: if none of the 4 widget types suit your needs, you also have the option of only receiving the raw values via our widget endpoint and developing your own widget based on this (please contact to email@example.com for documentation on this). Please note that even though you then are mostly free in design, you still have to comply with certain legal minimum standards with regard to the content (omitting information such as the effective interest is not permitted, there is a risk of legal action) and are also responsible to adjust your widget in case the legal standards change. The rules and regulations vary from country to country, so if you do decide to design an own widget, you must absolutely run it by your local contact person at Santander and get their approval on this. We generally don't recommend to build your own widget as it is more work for you and us, and you are unnecessarily loading legal responsibility on your shoulders. Hence please only consider the option to build your own widget if there is a severe reason you can't use any of the above widgets.
As soon as you have configured all the settings and you are satisfied with the result, click on "Get code" in the upper right corner.
Now paste the code snippet in your shop's product page template. Last but nor least, replace the example price in the code with the respective price variable of your shop so the correct rates can be calculated for each individual product.